The curator, lecturer of the department Galymbekov D.Zh., made a welcoming speech to the students, and Sabetzhan Bibigul, a student of the 1233 group of the OP “Pediatrics” of the 1st year, made a presentation. 

Financial literacy and cybercrime prevention are becoming increasingly important in today’s digital society. With the development of technology and the expansion of the Internet, threats in the field of financial security are taking on new forms that require citizens not only to have knowledge in the financial sector, but also skills to protect themselves from cybercrime. In this article, we will look at the key aspects of financial literacy and cybercrime prevention and discuss ways to improve them.

Financial literacy: fundamentals and importance.

Financial literacy is a set of knowledge and skills necessary for effective financial management. This includes understanding the basics of budgeting, the ability to make payment plans, analyze financial risks, and invest wisely. Having financial literacy allows people to make informed financial decisions and avoid many problems related to debts, loans and loss of funds.

Cybercrime prevention: threats and protection.

With the development of the Internet, cybercrimes are becoming more widespread and sophisticated. Cybercriminals use various methods such as phishing, malware, cyber fraud and identity theft to gain access to people’s financial resources. Cybercrime prevention includes teaching citizens the basics of cybersecurity, using strong passwords, protecting personal information and actively detecting fraudulent activities.

Education as the basis of financial literacy and cybersecurity.

Education plays an important role in improving financial literacy and cybersecurity. The introduction of appropriate curricula in schools and universities, conducting trainings and seminars for the public, as well as the creation of online courses and information resources help spread knowledge about finance and cybersecurity to a wide audience.

The role of government and business in ensuring financial security.

Government agencies and business structures also have an important role in ensuring the financial security of society. This includes the improvement of cybersecurity legislation, the development of innovative technologies to protect financial data, as well as active cooperation with international partners in the exchange of information and experience in combating cyber threats.

Conclusion.

Financial literacy and cybercrime prevention play an important role in ensuring the security and stability of the financial system. They require constant updating and improvement, as well as the joint efforts of all participants in society – from the state and business to educational institutions and the public. Only in this way will we be able to effectively protect the financial interests of citizens and ensure a secure digital space for all Internet users.

Galymbekov D.Zh., teacher of the Department of Molecular Biology and Medical Genetics named after Academician of the National Academy of Sciences of the Republic of Kazakhstan T.K. Raissov